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Our InCare Life plan is built around your needs for an all encompassing inpatient plan. Comprehensive benefits, conveniently packaged to meet the needs of your international lifestyle, at an affordable price.

Annual Maximum Benefit $1,000,000

Fully portable

Your InCare Life plan is fully portable within your region of cover. Allowing you to stay fully protected and seek care when and where you need it.

Comprehensive Cover

Full inpatient and daypatient treatment including intensive care, physical therapy, prescribed medicines, emergency room, diagnostic, scans, cancer treatment and much more.

Rehabilitation after a hospitalisation

Physical and occupational therapy as an outpatient starting within 30 days of discharge from hospital.

Post hospitalisation outpatient consultations and prescriptions resulting from inpatient treatment within 30 days.

Emergency Medical Assistance and Evacuation

Essential for anyone living abroad. Our emergency medical assistance hotline and medical evacuation is reachable 24/7.

Life and Accident Cover included

Life Benefit $5,000
AD&D (Accidental Death $ Dismemberment) $50,000 (additional cover also available)

Digital Tools

The yourHealth App integrates your health plan with your free ehealth records account (which is completely confidential, of course). You have your entire health plan inside the App, member ID card, claims filing, contact numbers. You name it. And it even provides Apple Health integration. So it’s easy to combine your active and mobile lifestyle with your health plan.

Life Aware Programme

Well-being is about more than check ups and blood tests. It’s about looking after yourself, in the way that is right for you. That’s why we put in place our Life Aware Programme, that gives you free confidential support, 24 hours a day. You can talk to someone about nearly any issue, such as anxiety, relationships, work, culture shock, work stress and financial matters. It’s there to support you in your daily life challenges that we all face.

It’s totally confidential and we will never know you use it.

General Exclusions

Some of the main general exclusions for your InCare Life plan include:

  • Maternity benefits
  • Outpatient treatment not related to an inpatient stay
  • Over-the-counter medications and supplies which do not require a physician prescription
  • Treatments or services that exclusions deem to be experimental or investigational
  • Charges for or related to services, treatments, education testing or training related to learning disabilities or development delays including but not limited to Attention Deficit/Hyperactivity Disorder (ADD/ADHD)
  • Participation in a professional sports or any hazardous sport or activity
  • Dental implants of any type
  • Plastic surgery, reconstructive surgery, cosmetic surgery or other services and supplies which improve, alter or enhance appearance

There is a 24 month waiting period for organ transplants.

Feel at home wherever you are

We provide direct settlement with hospitals around the globe. You needn’t worry about any large up-front payments. We quietly take care of all this behind the scenes.

The result is simple: you feel safe and secure, whenever and wherever you travel.

Getting started with your InCare Life health plan

It is easy to enrol into one of our health plans. Just follow the link below and enrol online. It's easy, fully secure and just takes a few minutes. You will receive an instant email confirmation once you have completed the form. Or feel free to browse more information online with our plan highlights and Table of Benefits. You can download our brochure or get an instant online quote, all at the touch of a button. And we are always eager to help you out. Get in touch with us at one of the many contact options on this page.

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